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* New! Frugal and Creative Last Minute Gift Ideas for Christmas By Patty Getz
Nothing says I care like a homemade gift. If you think you donŐt have time, think again...
  New! Christmas Can Still Be Merry Without All the Spending By Nancy Twigg
The other day I heard something that surprised me. A recent nationwide study showed that 70% of those polled planned to spend the same amount or even more this Christmas than they did last year...

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